Business Insurance


Business interruption will also cover you if key equipment that you use to run your business, like a laptop, is damaged or stolen, meaning you can’t trade. Our different cover options allow you to insure your business equipment and stock at your premises, when you’re on the move, or both. Whether you work at home, at fairs, in shared workspaces or visit a lot of clients, we’ve got you covered.

Catching you off-guard and tricking you in to doing something you shouldn’t, like opening an attachment in a fake email, or finding a way through your cyber-security. If this happens and they get their hands on your data or https://www.wikipedia.org/ access to your bank account, the impact on your business could be devastating. Our business interruption cover can insure you if you or one of your key employees becomes seriously disabled and is unable to continue work.

Cover excludes electrical items such as laptops, cameras, mobile phones, removable satellite navigation systems, and handheld survey equipment. And now with Business Tech Essentials, if your essential tech is stolen or damaged, we’ll replace it within 24 hours from claim approval. This insurance also covers you if a customer or member of the public becomes ill or suffers an injury as https://www.yardbarberusa.com/ a result of a product you have supplied. For example, if the heel snaps off a shoe someone has bought from you, causing them to fall over, or if a cupcake you sell at an event makes someone sick. This does not include regular items in your toolkit, like a hammer. If you hold sensitive customer data, process payments online or just want peace of mind, Cyber cover should be considered.

We offer business insurance for hundreds of different trades. Use our quote tool to check how we can help and cover your company. Public liability insurance covers you if you cause injury to a member of the public or accidentally damage someone’s property. Depending on the type of business you run, you might work from home, in an office, at your shop, a client’s premises or a shared working space. If your working premises became unusable due to an insured event like a fire or flood, business interruption will cover the costs of relocating until it’s fixed. It can also cover you for any lost turnover during this time if you’ve insured your premises or business property with us.

Please note that a minimum number of contributing employees may apply. Employers’ Liability Insurance If you have employees ‐ unless they’re related to you ‐ it’s a legal requirement to have this cover in place. If you’ve 0-9 employees, you can get a quote then buy, all online. Your quote is valid for up to 30 days from the day you receive it.