Business Insurance


And now, you’ll get a fast-upfront payment of up to £1,500 to help you replace your essential tools or business equipment if they’re stolen or damaged, with Tools Essentials. If your main supplier or customer suffers damage to their premises and can’t trade, we’ll cover you for the loss of business you’ll suffer. Equally, if a market or fair that you regularly attend suffers a fire, we’ll cover the lost turnover for the time you can’t trade there.

We will cover the incurred costs, up to £25,000, to minimise any interruption to the business. Add any of the following cover options to your Small Business policy and create commercial insurance that fits https://www.wikipedia.org/ your business needs. These covers are subject to policy conditions and limits. Public liability is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options.

Here’s a list of covers that could support your business. Our online quote tool gives you the option to enter all your trades so that we have a clear idea of what type of cover you might need. Different businesses require different types of insurance, that’s why we let you pick and choose the covers that go into your policy.

Catching you off-guard and tricking you in to doing something you shouldn’t, like opening an attachment in a fake email, or finding a way through your cyber-security. If this happens and they get their hands on your data or access to your bank account, the impact on your business could be devastating. Our business interruption cover can insure you if you or one of your key employees becomes seriously disabled and is unable to continue work.

Good health for you and your employees is vital to keeping your business running. We offer a number of products and services to help and support your staff. Buildings and Contents is one of Aviva’s core https://www.yardbarberusa.com/ covers you’ll need to buy in order to access our other flexible cover options. If you hire employees, you are legally required to take out at least £5 million in employers’ liability insurance.

So, when it comes to tools insurance, we’ve nailed it. Pays the legal costs of providing specialist lawyers and taking action against many common legal problems, for instance disputes with suppliers or clients. Professional indemnity is useful if your business offers a service or requires you to give advice to clients. If you make a professional error or give advice that is deemed negligent, you could be taken to court. You can pick from a range of cover options to get a bespoke policy for your business.

We’ll replace your essential tech within 24hrs of claim approval, with Business Tech Essentials. Public Liability Insurance Protects you if a member of the public or visitor to your premises suffers injury or property damage. A micro business is defined as an enterprise that employs nine people or fewer. As of 2017, micro businesses count for 96% of the UK’s business landscape and, as you might expect, there are many different types of micro business. We know how important tools and equipment are for tradespeople.