Business Insurance Quotes


We offer business insurance for hundreds of different trades. Use our quote tool to check how we can help and cover your company. Public liability insurance covers you if you cause injury to a member of the public or accidentally damage someone’s property. Depending on the type of business you run, you might work from home, in an office, at your shop, a client’s premises or a shared working space. If your working premises became unusable due to an insured event like a fire or flood, business interruption will cover the costs of relocating until it’s fixed. It can also cover you for any lost turnover during this time if you’ve insured your premises or business property with us.

Business insurance covers your business from unexpected losses e.g. if your equipment is stolen or you make a mistake and your clients decide to sue. As a business owner, self-employed consultant or a freelancer you need to factor certain risks in your day-to-day work. Depending on your profession you may need public liability insurance, professional indemnity insurance, contents insurance or other types of cover.

If the people in question pursued legal action against you, public and product liability insurance would cover the costs you are liable to pay. Event organisers, for example, may need to see proof of https://www.wikipedia.org/ public liability insurance before letting you trade at their craft fair. A business professional may require you to show proof of professional indemnity insurance before hiring you as a consultant.

Professional Indemnity Insurance If your client claims you have provided inadequate service or advice. Technical experts will help fix your IT issues and provide advice on how to prevent future cyber incidents. Get the support of a dedicated claims handler should the worst happen. Every UK employer needs to provide, and contribute to, a workplace pension for certain staff.

Catching you off-guard and tricking you in to doing something you shouldn’t, like opening an attachment in a fake email, or finding a way through your cyber-security. If this happens and they get their hands on your data or access to your bank account, the impact on your business could be devastating. Our business interruption cover can insure you if you or one of your key employees becomes seriously disabled and is unable to continue work.

You contact us as soon as you can between 8am and 6pm, Monday to Friday and after a few checks, we transfer up to £1,500 to you, within 24 hours. This covers work that is in progress that is damaged by an insured event, such as a fire, flood, vandalism or theft. We can cover the costs required to repair or redo the work. When you cover your electrical items and tech you get Business Tech Essentials. Which means if your essential tech – like laptops, mobiles or tablets – are stolen or damaged we’ll replace them within 24 hours of claim approval. Theft of Takings covers cash or cheques stolen from you in transit, from a safe or on you while you’re working at other premises, such as your clients’ homes.

Business interruption will also cover you if key equipment that you use to run your business, like a laptop, is damaged or stolen, meaning you can’t trade. Our different cover options allow you to insure your business equipment and stock at your premises, when you’re on the move, or both. Whether you work at home, at fairs, in shared workspaces or visit a lot of clients, we’ve got you covered.

We’ll replace your essential tech within 24hrs of claim approval, with Business Tech Essentials. Public Liability Insurance Protects you if a member of the public or visitor to your premises suffers injury or property damage. A micro business is defined as an https://www.yardbarberusa.com/ enterprise that employs nine people or fewer. As of 2017, micro businesses count for 96% of the UK’s business landscape and, as you might expect, there are many different types of micro business. We know how important tools and equipment are for tradespeople.