Category: business insurance


We offer business insurance for hundreds of different trades. Use our quote tool to check how we can help and cover your company. Public liability insurance covers you if you cause injury to a member of the public or accidentally damage someone’s property. Depending on the type of business you run, you might work from home, in an office, at your shop, a client’s premises or a shared working space. If your working premises became unusable due to an insured event like a fire or flood, business interruption will cover the costs of relocating until it’s fixed. It can also cover you for any lost turnover during this time if you’ve insured your premises or business property with us.

Business insurance covers your business from unexpected losses e.g. if your equipment is stolen or you make a mistake and your clients decide to sue. As a business owner, self-employed consultant … Read More


You contact us as soon as you can between 8am and 6pm, Monday to Friday and after a few checks, we transfer up to £1,500 to you, within 24 hours. This covers work that is in progress that is damaged by an insured event, such as a fire, flood, vandalism or theft. We can cover the costs required to repair or redo the work. When you cover your electrical items and tech you get Business Tech Essentials. Which means if your essential tech – like laptops, mobiles or tablets – are stolen or damaged we’ll replace them within 24 hours of claim approval. Theft of Takings covers cash or cheques stolen from you in transit, from a safe or on you while you’re working at other premises, such as your clients’ homes.

You get access to public relations and crisis management experts to minimise damage to your brand and business. … Read More


This covers the legal and compensation costs you are required to pay if an employee gets injured or becomes ill because of the work they do for you. Employers’ liability insurance is a legal requirement if you have employees. There are a couple of exceptions to this rule, which you can read more about here.

Professional Indemnity Insurance If your client claims you have provided inadequate service or advice. Technical experts will help fix your IT issues and provide advice on how to prevent future https://www.wikipedia.org/ cyber incidents. Get the support of a dedicated claims handler should the worst happen. Every UK employer needs to provide, and contribute to, a workplace pension for certain staff.

We’ll replace your essential tech within 24hrs of claim approval, with Business Tech Essentials. Public Liability Insurance Protects you if a member of the public or visitor to your premises suffers injury or property damage. … Read More


So, when it comes to tools insurance, we’ve nailed it. Pays the legal costs of providing specialist lawyers and taking action against many common legal problems, for instance disputes with suppliers or clients. Professional indemnity is useful if your business offers a service or requires you to give advice to clients. If you make a professional error or give advice that is deemed negligent, you could be taken to court. You can pick from a range of cover options to get a bespoke policy for your business.

To understand your legal responsibilities and what the exceptions are, read more about employers’ liability here. In most cases, https://www.wikipedia.org/ is optional, but some clients and companies may require proof of insurance before agreeing to work with you. Different businesses will need different levels of cover, so the cost of insuring a business will differ. We let you design your own Small Business … Read More


Employee Insurance Benefits for Companies

Employee insurance not only provides benefits to employees through protection and coverage but also has a positive impact on the company. There are two types of insurance that are most often offered by companies in employee compensation packages. This includes health insurance and life insurance for various types of employees.

Improving Employee Welfare

Health insurance is very useful for employees when they are sick and need expensive medical expenses. By being covered by an insurance company, employees do not need to spend salaries for hospital costs. This means that employees can use their money for other needs related to the welfare of their families. Prosperous employees will feel happier and more engaged with their work.

Encouraging Work Productivity

Company productivity is influenced by the quality of human resources, one of which is employee morale. Insurance can create a sense of security and psychological protection, thus raising their morale. Workers … Read More


Your new insurance quote or renewal premium from any other insurer. Our Buildings and Contents Insurance protects your business’ premises, inside and out. Even if you don’t own the property you run your business from, we cover most damages to furnishings, right down to fixtures and fittings. Business Vehicle and Van Insurance Cover your business vehicle with our comprehensive or third party, fire and theft insurance. Below is a summary of a generic policy, from 22 June 2021 onwards, which shows the main covers and exclusions in our policies. If someone in your business is unable to work due to a temporary injury, then after 7 days we’ll pay their normal net weekly earnings up to £500 for up to 104 weeks.

We’ll replace your essential tech within 24hrs of claim approval, with Business Tech Essentials. Public Liability Insurance Protects you if a member of the public or visitor to … Read More


More states are passing or introducing legislation that will make it harder to enforce noncompete agreements on departing employees.

Employers should examine the new laws in states where they operate to ensure they comply with the requirements, which sometimes include salary limitations on employment restrictions, experts say.

Last month, Colorado became the latest state to enact a law curbing noncompete and nonsolicitation clauses in employment agreements.

Colorado H.B. 22-317, “Concerning Restrictive Employment Agreements,” which was signed in June and takes effect Aug. 10, eliminates noncompete agreements for employees earning less than $101,250 a year and provides for the protection of trade secrets. Some of the laws introduced elsewhere also ban noncompetes against lower-paid workers. Other states that have recently enacted similar laws are Illinois, Nevada and Oregon.

The Colorado law, which applies prospectively, also applies to customer nonsolicitation agreements unless they are entered into by someone who earns at least

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And when you insure stock at your premises or home, you’ll also get an extra 25% of stock covered for two months of your choice as standard, ideal for your busiest periods. Professional indemnity insurance covers any legal and compensation costs you are required https://www.yardbarberusa.com/ to pay. Clients will often ask to see proof of professional indemnity insurance before agreeing to work with a new contractor. To help you replace your essential tools or equipment quickly, if they’re stolen or damaged, so you can get back to work.

We offer business insurance for hundreds of different trades. Use our quote tool to check how we can help and cover your company. Public liability insurance covers you if you cause injury to a member of the public or accidentally damage someone’s property. Depending on the type of business you run, you might work from home, in an office, at your shop, … Read More


And now, you’ll get a fast-upfront payment of up to £1,500 to help you replace your essential tools or business equipment if they’re stolen or damaged, with Tools Essentials. If your main supplier or customer suffers damage to their premises and can’t trade, we’ll cover you for the loss of business you’ll suffer. Equally, if a market or fair that you regularly attend suffers a fire, we’ll cover the lost turnover for the time you can’t trade there.

We will cover the incurred costs, up to £25,000, to minimise any interruption to the business. Add any of the following cover options to your Small Business policy and create commercial insurance that fits https://www.wikipedia.org/ your business needs. These covers are subject to policy conditions and limits. Public liability is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options.

Here’s a list of … Read More


Business interruption will also cover you if key equipment that you use to run your business, like a laptop, is damaged or stolen, meaning you can’t trade. Our different cover options allow you to insure your business equipment and stock at your premises, when you’re on the move, or both. Whether you work at home, at fairs, in shared workspaces or visit a lot of clients, we’ve got you covered.

Catching you off-guard and tricking you in to doing something you shouldn’t, like opening an attachment in a fake email, or finding a way through your cyber-security. If this happens and they get their hands on your data or https://www.wikipedia.org/ access to your bank account, the impact on your business could be devastating. Our business interruption cover can insure you if you or one of your key employees becomes seriously disabled and is unable to continue work.

Cover excludes electrical … Read More