Getting help with home improvement costs


Set your thermostat to the lowest comfortable temperature, typically between 18°C and 21°C. We’ll carry out a credit reference search when you apply for a loan and a credit score will be calculated based on the information you enter and your credit reference information. This will help us make a decision on whether or not we’re able to lend to you.

Yes, you can make extra payments on your Novuna Personal Finance home improvement loan whenever you want, without paying any additional charges. These overpayments will reduce the term of your agreement, so you’ll still pay the same amount every month in your Direct Debit, but you’ll pay off the loan sooner. Using a personal loan is the ideal way to transform your home and add value to your property, without the initial outlay. Whether you’re installing a new kitchen, fitting new windows or getting a loft conversion, our expert step-by-step guides are here to help you make great value, hassle-free home improvements. Feedback submitted to us on this form is monitored but you won’t receive a reply. Please don’t include any personal or financial information, for example your National Insurance or credit card numbers.

They are low maintenance, have high energy efficiency, and are all backed by our 10 year guarantee . Look through the products and serviceswe provide and see why our customers recommend us. Did you know that about a third of all the heat lost in an uninsulated home escapes through the walls? Most homes in the UK have cavity walls, and the gap can be filled with insulation. We estimate that insulating your cavity walls could save you around £285 a year on your energy bills and cut your carbon footprint by 670kg.

Your Council

If you’re ready to apply for a loan for home improvements, there are few things you should have to hand before you begin your online application. You’ll need your employment details, including annual income, your bank details and your address history from the last three years. At Novuna Personal Finance, we also have our own eligibility criteria that you’ll have to fulfil.

Whether it’s a new kitchen, loft conversion, new conservatory, garage conversion or a house extension, officialngowari.coms are a great way to change your living space to suit you better. First Home Improvements is featured on both Feefo and Trustpilot for ratings and reviews by our customers in the UK. By installing and using heating controls effectively, you could save money on your heating bills and lower your carbon emissions.

  • I have fond memories of spottily catching episodes around the irregular schedules of the time, and each one was a hoot.
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  • You might also be able to find local grants to help with things like insulating your home from Simple Energy Advice.

However, if your local authority’s own rules set a time limit, it must pay you within this time limit. If you apply online, you’ll get an immediate decision and, if eligible, can digitally sign your loan agreement with us. We’ll then use Faster Payments to send the money directly to your bank account. If you apply for a loan we’ll need to assess your financial circumstances. This may change the interest rate and your monthly repayments.

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If you belong to one of these vulnerable groups or are struggling to afford your gas and electricity bills then our Energy Advice and Winter Warmth service can support you to afford to keep warm in your home. If you rent your home and apply to your local authority for a disabled facilities grant, you’ll need to get your landlord’s permission before your local authority will agree to help you. However, your landlord must not refuse permission without a very good reason. If you need to make changes to your home because of your disability, your landlord should agree to this unless they have a good reason for not doing so.

Thinking of a home improvement loan?

Cambs HIA helps people repair, maintain or adapt their homes by providing practical or financial advice and support, to enable them to remain in their own homes in greater comfort and safety. Short videowhich explains why Home improvement services are essential to keeping people independent and well, in their own homes. It illustrates really well the range of help that is on offer and how it can change people’s lives. They can enhance both the internal character of a room and the exterior appearance of a building. They can open up your rooms to become part of the open spaces around your home.